Terms of Service
Last updated: July 15, 2026
1. Acceptance of These Terms
IdeaMBA (the "Service") is an independent, privately operated online service (the "Operator", "we", "us"). By creating an account or using the Service in any way, you agree to be bound by these Terms of Service. If you do not agree to every part of these Terms, you must not use the Service. Your continued use of the Service constitutes ongoing acceptance of these Terms as updated from time to time.
2. What the Service Does
The Service generates business analysis reports and related documents using artificial intelligence (large language models) based on information you provide. Outputs include, among other things, market estimates, competitor analysis, financial projections, and strategy frameworks.
All outputs are AI-generated informational content. They are NOT professional, legal, financial, investment, tax, or accounting advice, and no output creates any advisor-client relationship of any kind. AI-generated content can be inaccurate, incomplete, or outdated — including numbers, market figures, and statements about companies or markets. You must independently verify anything you rely on and consult qualified professionals before making business, financial, or legal decisions.
3. No Guarantee
We do not guarantee any specific outcome. Nothing in the Service — including viability scores, recommendations, projections, or any other output — is a promise or prediction that any business, idea, investment, or course of action will succeed, be profitable, or achieve any particular result. Any decision you make based on the Service, and every consequence of that decision, is yours alone.
4. Accounts and Acceptable Use
You are responsible for your account and everything done through it. You agree not to:
- use the Service for any unlawful, harmful, or fraudulent purpose, or to analyze businesses that are illegal in your jurisdiction;
- attempt to circumvent usage limits, credit accounting, free-tier limits, or any technical protection (including by creating multiple accounts);
- probe, disrupt, reverse engineer, scrape, or place abnormal load on the Service;
- resell or systematically redistribute the Service or its outputs as a competing offering;
- submit content you have no right to submit, or content that is defamatory or infringes any third party's rights.
We may suspend or terminate any account, withhold promotional credits, or refuse service at our sole discretion, with or without notice, where we reasonably believe these Terms have been violated or to protect the Service and its users.
5. Credits, Purchases, and Refunds
- Credits are a prepaid usage balance. They have no cash value, are non-transferable, and are not redeemable for money.
- Promotional or bonus credits (including signup credits) are discretionary, may be withheld or revoked in cases of suspected abuse, and expire if the account is terminated.
- Subscriptions renew monthly until cancelled. You can cancel any time via the billing portal; cancellation stops future charges and takes effect at the end of the paid period.
- If a paid report or document fails to generate due to a technical error on our side, the credits or purchase are refunded automatically.
- Beyond automatic failure refunds, purchases are generally final because outputs are generated and delivered instantly. That said, if you are unhappy with a purchase, contact us — we review every request in good faith and may refund at our discretion.
- Prices, features, and plans may change at any time; changes apply prospectively, not to purchases already made.
6. Your Content and Our Content
You retain ownership of the business ideas and other content you submit. You grant us a license to process, store, and transmit that content as needed to operate the Service (including sending it to our AI model providers to generate your outputs). You own the reports and documents generated for you and may use them for any lawful purpose. The Service itself — its software, design, prompts, and branding — belongs to the Operator and is protected by applicable intellectual-property laws.
If you create a public share link for a report, you are choosing to publish that content, and you are responsible for it. We may disable any share link at our discretion.
7. Disclaimer of Warranties
THE SERVICE AND ALL OUTPUTS ARE PROVIDED "AS IS" AND "AS AVAILABLE", WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO ACCURACY, RELIABILITY, COMPLETENESS, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR UNINTERRUPTED AVAILABILITY. WE DO NOT WARRANT THAT ANY OUTPUT IS CORRECT OR SUITABLE FOR YOUR PURPOSES.
8. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW: (A) THE OPERATOR SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, BUSINESS, GOODWILL, DATA, OR OPPORTUNITY, ARISING FROM OR RELATING TO THE SERVICE OR ITS OUTPUTS, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES; AND (B) THE OPERATOR'S TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING FROM OR RELATING TO THE SERVICE SHALL NOT EXCEED THE AMOUNTS YOU ACTUALLY PAID TO THE SERVICE IN THE THREE (3) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM (OR, IF YOU HAVE PAID NOTHING, ZERO).
You acknowledge that the pricing of the Service reflects this allocation of risk and that the Service would not be offered at these prices without it. Some jurisdictions do not allow certain exclusions; in that case these limits apply to the fullest extent permitted.
9. Assumption of Risk and Indemnity
You use the Service and its outputs at your own risk, and you assume full responsibility for any decision, action, publication, or investment made in reliance on them. You agree to indemnify, defend, and hold harmless the Operator from and against any claims, damages, liabilities, costs, and expenses (including reasonable legal fees) arising from your use of the Service, your content, your violation of these Terms, or your violation of any third party's rights.
10. Termination
You may stop using the Service and request account deletion at any time via the contact form. We may suspend or terminate the Service (in whole or part) or your access to it at any time. Sections 2–3 and 6–13 survive termination.
11. Changes to These Terms
We may update these Terms from time to time. The "Last updated" date above reflects the current version. Material changes will be reasonably communicated (for example, a notice in the Service). Continued use after a change constitutes acceptance.
12. Governing Law and Disputes
These Terms and any dispute arising from or relating to the Service are governed by the laws of the State of Israel, without regard to conflict-of-law rules. The competent courts of Tel Aviv–Yafo, Israel shall have exclusive jurisdiction over any such dispute, and you consent to that exclusive venue. To the maximum extent permitted by law, any claim arising from or relating to the Service must be brought within twelve (12) months of the event giving rise to it, or it is permanently barred; and claims may be brought only in your individual capacity, not as part of any class or representative proceeding.
13. Miscellaneous and Contact
If any provision of these Terms is found unenforceable, the remainder stays in effect, and the provision is enforced to the maximum extent permitted. A failure to enforce any right is not a waiver of it. These Terms are the entire agreement between you and the Operator regarding the Service.
Questions about these Terms? Reach us via the contact form.